The days when you can hop in the jet and cross another country off your list of places to go with little advance preparation are gone. The price of being unprepared these days can be impoundment and even a spell in a foreign jail. It really pays to either have a very good international trip planner or at least a working relationship with somebody who has gone many times before you. And it all begins with having your aircraft insurance documents in order . . .
Everything here is from the references shown below, with a few comments in an alternate color.
Theoretically, you should be able to find everything about a country's insurance requirements in their Aeronautical Information Publication, and that should be in section GEN 1.2 ENTRY, TRANSIT AND DEPARTURE OF AIRCRAFT. Here is sampling:
This would be helpful if every country (a) listed their insurance requirements in their AIPs and (b) had their AIPs readily available. But that isn't always the case:
So the AIP is not always available and doesn't always include critical insurance information.
The Jeppesen "State" pages are generally good about positing insurance requirements in the "Aircraft Entry Requirements" section. For example:
Asking about insurance requirements should be one of your Checklist items whenever setting up an international trip. If you don't have an in-country handler or contact with anyone who has recent experience, you should phone contacts at the airport.
[Insurance Considerations For Overseas Missions] A copy or a certified copy of your policy is usually sufficient, but not always.
[Dealing With the New Rules of Worldwide Documentation] Insurance requirements can be persnickety at some locations. The European Union (EU) has special insurance mandates, liability limits and formats that must be followed. Mexico, in most cases, requires liability policies from providers in Mexico and these documents must be in Spanish. Hong Kong is particularly obsessive in terms of insurance requirements, liability limits and specific wording/format of policies. "We had a case of a Hong Kong landing permit request denied because one comma was missing on the insurance policy."
[EASA Rules o Air Operations, AMC2 CATR.GEN.MPA.141(b)] The following EFB application should be considered type A EFB applications: [...] the third-party liability insurance certificate(s).
Most countries will accept a look at an insurance policy on an iPad but not all. Mexico, for example, requires a hard copy in color. (They have in the past required an original policy, but have gradually accepted copies that "look original."
["Flying to Europe? Think Again"] European Union Regulation 785-2004 of the European Parliament sets out mandatory liability limits (inclusive of war risk) in respect of passengers, cargo, baggage and third parties and will affect almost all aircraft carriers and operators, both commercial and private, operating flights within, into, out of, or over the territory of an EU Member State. The regulation sets out minimum coverage requirements for personal and third-party liability. Each EU member state has the right to inspect aircraft landing in that state, and may require verification of compliance with the new insurance regulation. A current insurance certificate showing the necessary coverages should be carried on board the aircraft in order to evidence compliance and avoid unexpected and expensive delays and possible refusal of the right to land in EU territory.
The insurance mandated by European Union Regulation 785-2004 must include coverage for war, terrorism, hijacking, sabotage, unlawful seizure of aircraft, and civil commotion. In addition, the third party element of the cover must be on an ‘each accident, each and every aircraft’ basis.
["Flying to Europe? Think Again"] There are no war risk insurance requirements in the United States but if you fly internationally you need to check. For example, Germany requires €60,000,000, China (Hong Kong) requires $200,000,000, and Poland requires €60,000,000.
Aeronautical Information Publication Australia, Airservices Australia, 05 NOV 2020
Aeronautical Information Publication Hong Kong, 30 JAN 2020
EASA Air Ops Annex 1 to VIII, European Aviation Safety Agency, October 2019
McLaren, Grant, Dealing With the New Rules of Worldwide Documentation, Professional Pilot, July 2013
McLaren, Grant, Insurance Considerations For Overseas Missions, Professional Pilot, December 2012
European Union Regulation 785-2004, Official Journal of the European Union, 30.4.2004
"Flying to Europe? Think Again" National Business Aviation Association, April 4, 2005
Copyright 2019. Code 7700 LLC. All Rights Reserved.